This session examines inequality of care as a commercial determinant of health. Health systems are shaped not only by care provider organizations such as hospitals and clinics but also by a wider ecosystem of commercial actors, including pharmaceutical companies, medical device manufacturers, digital health platforms, consumer wearable industries, financial services, and insurance companies. These markets can generate innovation and expand access, but they can also produce high prices, fragmented care, underuse of essential services, overuse of low-value interventions, and financial hardship for patients and households. Classic health economics emphasizes that medical care markets are distinctive because of uncertainty, information asymmetry, agency relationships, and the limits of ordinary consumer choice.[1] Evidence on waste in health care shows that inefficiency reflects incentives, payment systems, institutional arrangements, and political choices.[2]
[1] Arrow KJ. Uncertainty and the welfare economics of medical care. Am Econ Rev. 1963;53(5):941-973. doi:10.2307/1812044
[2] Berwick DM, Hackbarth AD. Eliminating waste in US health care. JAMA. 2012;307(14):1513-1516. doi:10.1001/jama.2012.362
Governance and regulatory systems have often struggled to keep pace with the increasing complexity, scale, and influence of private-sector actors and sometime-dramatic changes in medical and health needs, as can happen due to outbreaks, climate change, demographic shifts, major migrations, and other factors. Important gaps remain in how governments can effectively govern and align commercial incentives with public health goals, and manage conflicts between profit motives and equitable access to care. Additional challenges are introduced by the vast variety of circumstances that characterize groups and individual. For example, Variation in education, economic status, employer, geography, legal status, and immigration context are all influential on the how, what, when, and where that profoundly shape access to medical and health interventions. The session will examine how commercial incentives shape which services are developed, marketed, financed, and delivered, including inequitable access to essential medicines and technologies, low-value care, irrational use of services, antimicrobial resistance, and the role of media and digital platforms in shaping expectations and demand. Also, we will explore how these market and regulatory dynamics play out for people and groups in different circumstances